Mortgages Croatia - Croatia Articles
Homes Go Fast
Find Overseas Property Agents
Homes Go Fast

Find Croatia Property...

Search by property type...

Find property in...

Homes Go Fast

Croatia property news

Homes Go Fast

Replacement content

Get macromedia Flash Player

Mortgages in Croatia

Your Name:

Email Address:

Mortgages Croatia

 

Croatia a great place to buy property 

 

 

 

The Facts about mortgages in Croatia 

Full status mortgages are based on affordability, and all your existing liabilities including any mortgage/rent payments, personal bank loans, credit card payments etc together with your proposed Croatian mortgage payment must not exceed 35% of your net monthly income. Croatian registered company must be set up.

 

Types of Mortgage

Repayment only

Minimum loan amount – N/A No Maximum, but must not exceed 50% of valuation or purchase price (whichever is the lower)

Proof of Income: Required in all cases. Mortgages need to be supported by a minimum requirement of proof of income, i.e. if employed – copies of your last six month’s payslips & copies of your latest two P60’s together with copies of your last 6 month’s Personal Bank Statements.  Alternatively if you are self-employed – copies of your last three years Audited Accounts & copies of both your last 12 month’s Business and last 6 month’s Personal Bank Statements will be required on application.

Term: 10 years up to age 65

Currency: Euros only

Current Variable Interest Rate: from approx 8.6%

Example for Euro Mortgage: Repayment mortgage of approx €100,000 over a period of 10 years at an interest rate of approx. 8.6% = approx €1,245 capital and interest per month = a total approximate amount payable over the term of €149,400  excluding other fees.

Croatian Mortgages

Our overseas mortgage specialists can provide quotes for buyers seeking a mortgages for a property in Croatia

Mortgage quote

Croatia useful resources

Homes Go Fast